Are you saving for a down payment on a new Crown Point , Chesterton , or Valparaiso house? A car, motorcycle, or Winnebago? What about saving for college for your child? Saving for college for your children ?

Whether you want to move cross country, travel cross country, or ship your kid cross country to school you have to know how to save, and the first step in learning how to save is learning how you spend. CNN Money has a great series on creating your own home budget , as well as other articles covering the subjects of making, saving, and investing your money. Once you learn to track your spending and make some necessary spending cuts based on your saving goals, you will be well armed to start socking away for a rainy day…or a trip…or a home…or college…

Quick note: nowadays banks are requiring larger down payments when qualifying people for mortgages . With today’s real estate market you can get more home for your money, you will just be required to have more of your own money to get the loan for your dream home.